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Privacy Policy as of March 2008
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Important Information About Protecting Your Privacy
 
At American Security Bank, we are committed to protecting your privacy. We welcome this opportunity to describe our privacy policies and the actions that we take to protect your customer information. Please keep a copy of this notice for your records.

This privacy notice applies to consumer customers of American Security Bank.

Who is a Consumer?

A “consumer” is an individual (a natural person) who obtains or has obtained a financial product or service from us to be used primarily for personal, family or household purposes.

Who is a Customer?

A “customer” is defined as a consumer who has a continuing relationship with us to provide financial products or services for personal, family or household purposes.

Security of Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Collection of Information

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.

Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, or ATM or debit card usage.
Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
 

Disclosure of Information

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf.

Information About Our Privacy Policy

This notice is available in our branch locations and will be provided to you annually as long as you maintain an ongoing relationship with us. The examples contained in this notice are illustrations and they are not intended to be exclusive. We reserve the right to make changes to this policy at any time. We will notify you if we do so.

If you have any questions or comments, you can contact us at:

American Security Bank
Attention: Privacy Manager
1401 Dove Street,
Newport Beach, CA 92660
1-877-678-4722

 
 
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