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Check account balances |
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View account history |
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Verify paid items |
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Transfer funds between
general and interest bearing accounts |
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Make loan payments |
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Initiate Domestic Wires |
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| Save time and
manage your cash flow electronically.
The online bill payment feature of
our electronic banking program allows
you, or someone in your office, to
pay bills conveniently whether you
are at your office or thousands of
miles away. All you need is a computer
and an internet connection. Pay one
bill at a time or pay recurring bills
electronically, on the date you determine.
Security is enhanced through the use
of password and security level assignment. |
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| Use your American
Security Bank Cash Management
service to make state and federal
tax payments online, using the convenient
ACH debit or credit capability of
the program. Fulfills IRS remittance
requirements for ACH payments. |
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Move funds quickly!
Manage billing, collection and deposits
in a more timely and efficient manner.
Authorized payments will be debited
directly from a vendor or customer
account and credited to your American
Security Bank checking account.
It's easy and secure. |
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Remote deposit (eDeposit) is the ability to make a deposit into your bank account from your place of business. With eDeposit technology, you scan checks and transmit them electronically. The electronic deposit is posted directly into your bank account. It’s safe, convenient, fast and efficient. Click here for an eDeposit demo. |
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| Organize
your office with this streamlined
and effective way to store account
statements and check copies. You will
receive a monthly CD that displays
the checks, on all accounts, that
have cleared your account during the
current statement cycle. Choose the
level of service that best meets the
needs of your office: |
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Basic
Service - Receive copies
of your checks and imaged copies
of your account statements.
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Lockbox
Service - Provides
you with imaged copies of your
deposits and all offsetting
items for printing and review. |
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Full
Service - You'll receive
copies of your imaged checks
and deposits, along with all
offsetting items, as well as
copies of your account statements. |
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| Accepting
credit cards can greatly increase
the income of your business. Don't
turn away customers because you
don't accept credit card payments.
Instead, open new markets by becoming
a member of American Security
Bank's Merchant Card program.
You will enjoy the following benefits: |
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Low Discount Rates |
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We will work
with you to ensure that you receive
the lowest possible discount rate
for your type of business. Because
there are many commonly billed items
for which we do not charge our merchants,
we can generally lower the overall
cost charged by other Merchant Card
providers.
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Monthly Debit of Discount Fees |
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Many processors
debit Discount Fees daily. With
American Security Bank
and our merchant processing partner
you receive Discount Fees on the
10th. Statements are simple and
easy to read.
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All Cards Accepted |
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Our merchants
accept the following cards: Visa,
MasterCard, American Express, Diner's
and Discover.
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Superior Help Desk |
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You will never
talk to a machine. You will always
reach a live person in a timely
manner. Another nice feature of
the Help Desk is that most problems
can be solved with one phone call.
This is because our processor keeps
all accounting data live for 12
months. No more waiting for days
to have problems resolved to your
satisfaction.
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Internet
Processing |
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Process both
credit cards & checks over the
Internet. We offer both real-time
& offline processing for Internet
merchants.
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Automatic Batch Closing |
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Most merchants
choose to have their sales batches
close automatically. Manual close
is an option.
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POS Debit |
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We offer our
merchants the ability to accept
ATM cards as a form of payment.
Control the volume of bad checks
by accepting ATM cards.
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Check guarantee and verification |
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Take
the worry out of accepting checks
with this low cost method of avoiding
losses from bad checks and counterfeit
bills. |
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American Security Bank understands
the unique needs of managing a large
property. We offer a complete suite
of services to support the billing,
reconcilement, funds management and
credit needs of associations and property
managers.
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cash flow is the prime objective of
a cash management program. We will
assist you in streamlining operations
through automation and maximizing
value for collected balances on deposit.
This is American Security
Bank's commitment to our
Property Management and Community
Association clients.
To accomplish this, we'll offer a
broad range of products including:
collection, deposit, investment, reporting
and disbursement services. |
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Online Cash Management to: |
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Check
Account Balances |
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Review
Account History |
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Transfer
Funds between Accounts |
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Make
Loan Payments |
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Verify
Direct Deposit and Debit Transactions |
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Initiate
Wire Transfers of Collected
Funds |
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| Manage billing,
collection and deposits in a more
timely and efficient manner by offering
homeowners the ability to authorize
automated payments to be debited from
their accounts and automatically credited
to the association account. |
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| Remittance Processing
is a more efficient way to process
Community Association Payments. Use
this service to save you time and
money while maximizing the earning
power of your deposits. Payments are
mailed directly to a Post Office Box,
processed and deposited directly into
homeowner association accounts. |
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Save
the time and cost of processing
envelopes, matching coupons,
preparing bank deposits and
making bank runs. We do it for
you and provide you with end
of day reports in the format
you want. |
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Courier
Service |
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We
Bring the Bank to You. Many
professional and business clients
of American Security Bank
are enjoying the convenience of having
a courier pick up their daily deposits.
You can too!
We know how hectic your business day
gets. Our courier service allows you
and your staff to focus on your business
rather than getting to the bank. |
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VISA® Credit Card |
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Need a way to
more effectively manage daily business
expenses? A VISA® business credit
card from American Security
Bank can be an important
cash management tool for businesses
of any size. Call your nearest branch
for additional information and an
application. For more information,
click
here.
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VISA® Business Check Card |
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A VISA®
Business Check card provides a convenient
alternative to a business credit
card. This card is available with
every American Security
Bank checking account.
Use it, and expenditures are deducted
directly from your business checking
account. You'll have no end-of-month
payments and will accrue no interest
charges.
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InTouch Telephone Banking |
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Many American
Security Bank account transactions
are available directly through your
touch-tone telephone. This convenient
way of managing your finances provides
the flexibility to bank on your
own schedule and in any location
where access to a touch-tone phone
is available. You can check balances,
transfer funds, make loan payments
and more! Please Call 877-678-4722.
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Insured
Equal Housing Lender