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Responsible financial management means being prepared to meet any emergency or purchasing decision that may arise.  American Security Bank’s full line of business lending products can make it easy to access the financial resources you may need to build your business.
 
*Call any one of our full-service branches for additional information regarding rates and terms.
 
A line of credit can be established as a convenient way to make sure that your business is always ready for seasonal or cyclical production needs. A pre-approved Line of Credit, arranged for your company by American Security Bank, gives you immediate access to extra working capital at a moment's notice.
An excellent choice for growing companies who wish to purchase equipment, vehicles or other fixed assets to enhance the operation of their business. Flexible terms and repayment schedules can be tailored to comfortably fit your financial resources.
Extend the reach of your business. The world's the limit! American Security Bank's Letters of Credit provide the financial tools to open the doors of international opportunity.

American Security Bank (ASB) is an active lender for construction loans on income producing properties, and will provide short term and long term commercial mortgages. General property types include; office, industrial, retail, apartments, mobile home parks and selective special purpose properties. Portfolio mortgages are offered on 3 and 5 year fixed rates turning adjustable over a 10 loan term. Loans generally amortized from 20-30 yrs. Prepayment penalties ranging from 3-5 yrs and loan structures can be structured to meet clients need.

In addition, ASB provides construction finance on custom residential homes, both speculative and owner occupied, and finances small to medium size housing tracts for experienced builders/developers. Short term land loans are considered case by case. The disbursement process is handled through ASB's in-house fund control department.

General lending areas include most of the Southern California Basin, and case by case, Northern California, Nevada, and Arizona.

Loans generally range from $1,000,000 to $10,000,000.

ASB is also able to provide long term fixed rate loans on a brokerage basis through conduit lenders and life insurance companies.

Loan submissions from qualified Brokers are encouraged.


For Commercial Real Estate Loans within California, please contact:
James C. Roberson
EVP/Manager, Commercial Real Estate Lending
Direct:949-440-2050
Mobile:949-689-7836
Fax:949-263-1292
jroberson@amsecbank.com
Gene Sato
Vice President/Real Estate Loan Officer
Direct:949-440-2048
Fax:949-263-1292
gsato@amsecbank.com
 
American Security Bank can help you finance the construction of retail, commercial and industrial buildings or tract housing developments. When starting a new construction project, talk to us first.

For Commercial Real Estate Loans within California, please contact:
James C. Roberson
EVP/Manager, Commercial Real Estate Lending
Direct:949-440-2050
Mobile:949-689-7836
Fax:949-263-1292
jroberson@amsecbank.com
Gene Sato
Vice President/Real Estate Loan Officer
Direct:949-440-2048
Fax:949-263-1292
gsato@amsecbank.com
 

American Security Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under this program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
© Copyright 2005, American Security Bank. All Rights Reserved. Insured Equal Housing Lender