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Responsible financial management means being prepared to meet any emergency or purchasing decision that may arise. American Security Bank’s full line of business lending products can make it easy to access the financial resources you may need to build your business. |
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A line
of credit can be established as a convenient
way to make sure that your business is always
ready for seasonal or cyclical production
needs. A pre-approved Line of Credit, arranged
for your company by American Security
Bank, gives you immediate access
to extra working capital at a moment's notice. |
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| An excellent choice
for growing companies who wish to purchase
equipment, vehicles or other fixed assets
to enhance the operation of their business.
Flexible terms and repayment schedules
can be tailored to comfortably fit your
financial resources. |
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Extend the reach
of your business. The world's the limit!
American Security Bank's
Letters of Credit provide the financial
tools to open the doors of international
opportunity. |
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American Security
Bank (ASB) is an active lender for real estate owner occupied properties. The Bank will provide short term and long term commercial mortgages for general property types, i.e. office, industrial, retail, apartments, mobile home parks and commercial properties. Mortgages are offered with a ten year maturity, with 3 and 5 year fixed rates converting to an adjustable rate for the next five years; loans are generally amortized from 20-30 years. Prepayment penalties may range from 3-5 years.
General lending areas include most of the Southern California Basin, and case by case, Northern California, Nevada, and Arizona.
Loans generally range from $1,000,000 to $10,000,000.
ASB is also able to provide long term fixed rate loans on a brokerage basis for owner occupied properties through conduit lenders and life insurance companies.
In addition, ASB provides construction financing on owner occupied residential homes as well as on owner occupied commercial building. Short term land loans are considered case by case.
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For Commercial and Construction Real Estate Loans within California, please contact:
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James C. Roberson
EVP/Manager, Commercial Real Estate Lending
Direct:949-440-2050
Mobile:949-689-7836
Fax:949-263-1292
jroberson@amsecbank.com |
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Gene Sato
Vice President/Real Estate Loan Officer
Direct:949-440-2048
Fax:949-263-1292
gsato@amsecbank.com |
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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html
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Insured |
Equal Housing Lender |
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